Why should I connect Apps to Credify? There are several reasons why you would want to connect other apps to Credify. Connecting apps like Plaid to Credify enables all your financial information to be sent to Credify, accurately, in seconds.  This ...

For most people, using Credify will be easy. However, if you get stuck when completing your application, there are contextual guides to help you at each point in the application process. Our knowledge base is conveniently formulated into sections....

Credify is unique in the mortgage market because it integrates with a growing list of data sources to help you gather your required supporting documentation faster than ever.  Plaid (Optional to use) Plaid enables you to securely connect to your f...

Lets face it, with most brokers and lenders, you risk a slow closing process that could jeopardise your dream home in a hot market by opening your seller up to accepting a higher offer, forcing you to pay more or making you lose out on your dream ...

The US mortgage market is one of the largest markets of any kind in the world. At its peak before Covid 19 struck, there were 5,500 mortgage lenders, servicing almost 10m customers per year, with more than $2.75 trillion in mortgage loans. The com...

Section Guide - Financial Information (real estate) This section is for real estate assets you own, including your primary residence, vacation homes and investment properties. If you have more than one real estate asset, click the ADD button near ...

Section Guide - Financial Information (assets and liabilities) If you have connected a Plaid account, most of these fields will be pre-filled for you.  Check them quickly to make sure they are accurate and update them if necessary. If you have not...

How to complete this section This form is an exact copy of the Fannie Mae Uniform Residential Loan Application (commonly referred to as an URLA or form 1003). It is accepted by all lenders in the US. You can find Fannie Mae's detailed instructions...

Section Guide - Declarations Please read this page carefully and answer ALL questions.  If you need any guidance, please refer to Fannie Mae's detailed guidance at the link below                https://singlefamily.fanniemae.com/media/7036/display

Section Guide -  Loan and Property Information Loan Amount           This is the amount you want to borrow      Occupancy           This is the type of residence it will be for you      Loan Purpose           Is this a purchase (new home) or a...

Section Guide -  Acknowledgements and Agreements Please read this page carefully and acknowledge ALL statements.  If you need any guidance, please refer to Fannie Mae's detailed guidance at the link below                https://singlefamily.fannie...

Section Guide - Military Service Answer this question for all loan types, then complete the rest of the section as applicable

Section Guide - Demographic Information Complete this section by either providing the demographic information or checking  I do not wish to provide this information for Ethnicity, Sex, and Race. This information is NOT SHARED with prospective bro...

Section Guide - Supporting Documents In this section, please provide Proof of Income and Proof of Assets if you have not connected a Plaid account. Please also provide a Gift Letter, if appropriate.

Section Guide - Identity Verification Each borrower must complete the Veriff application in this section.