Credify is unique in the mortgage market because it integrates with a growing list of data sources to help you gather your required supporting documentation faster than ever.
Plaid (Optional to use)
Plaid enables you to securely connect to your financial accounts and get a snapshot of all your checking, investment and savings account information. It is integrated into almost all US financial institutions. This saves you a lot of time and gives lenders an accurate picture of your financial health, saving the back and forth usually associated with verifying account balances and investments.
The IRS (Optional to use)
Verifying your income is a key concern of all lenders. By integrating with the IRS, all doubt is removed and your income and employment verification is nearly instant.
Estated
Estates has data on every property in the US and provides reports to lenders so that inspections, appraisals and insurance requirements are faster than ever.
Veriff
Veriff enables you to verify your identity using your phone. A process that used to take days can now be done in minutes.
Equifax
Equifax is one of the top 3 credit rating companies in the US. By doing your credit score through the Credify integration with Equifax, potentially hundreds of lenders don't need to check your credit to give you an accurate pre-approval offer, based on an accurate understanding of your FICO score from a trusted source like Equifax. This protects your credit rating compared to shopping around manually and doing multiple credit checks.
Fannie Mae
Your application is compliant with Fannie Mae's guidelines, meaning your mortgage can be treated in a flexible way by lenders, like being sold onto a third party upon completion. This flexibility is a requirement of many large lenders.
Summary
These integrations were designed to help you move very quickly if you need to secure your dream home. All your data is protected by State and Federal law and is help with military grade security by Credify.
The only thing Credify places above your convenience and speed is your complete security and privacy.